What happened to personal responsibility?

When I read news these days, there is always an outcry from the "people" about how economy is making them bankrupt and they need government to help them out. But as always, they always overlook any personal responsibility on the current situation.

I read a story on CNN about this woman that was making six figure income, she had her own business. Now she has no income. She places the blame squarely on the economy, and she is bitter about how Wall Street got bailouts and she did not.

She states that because she paid tax, her business should have gotten bailout just like Wall Street banks. But I beg to differ. When these banks go down, thousands of jobs will be lost and it has a much worse spirilling effect than her business that generate low six figure. Also compare her tax contrubution and that of a Wall Street bank. So maybe the government should have given her her 50k contribution back in form of bailout to make her happy.

But this is beyond the point. The point is this blinding attitude that from people affect by the economy that hey are powerless or had no responsibility whatsoever on their current financial situation.

1. Wall Street hold 50% of the blame, the other 50% are the american population. Think about it, who was reselling securitized mortgages? Wall Street did, but why did it fail? Because of the population that bought houses and could not pay their mortgages made this securitized mortgages evaporate. So yes, Wall Street takes 50% for this risky practice, but the people, take the other 50% for not paying their loans. I mean how hard is to see that? But noooo, people never take responsibility and need to blame someone else, like Wall Street.

2. If you are in dire straits because you can't pay the mortgage, you have no one else to blame but yourself. Your misjudgment that economy will be great years to come affected your judgement on what you can afford to pay in the long term, that is a personal choice, thus the fault is yours. And please, do understand that you are not losing "your" home, a house is not fully yours until you have fully paid the mortgage. I never understood why people call themselves "homeowners" when they are still paying mortgage on it.
3. There is nothing wrong in selling your cars and lowering standard of living. Accept your share of the blame of the situation you are in, and ride out the recession. I do not understand people complaining about have to let go of some of their properties. Is it pride? Well, swallow your damn pride, because asking tax payers money on this situation is not a bailout, but a alimony from the government.

Did you buy things you cant afford and put yourself in debt? Did you save money when the economy was booming? Did you diversity your investment, and I don't mean different stock, because they are all still, stocks. Did you excel to a point where you made yourself indispensable to the company your work for?

There are the few of the many questions that try to point that its not always other/government/economy's fault. Much of the blame is on you.

Whatever happened to be responsible for you actions and endure the consequences of them?